At the heart of BLender stands the Rating2.0™ technology. The uniqueness of Rating2.0™ is its ability to perform automated borrower risk assessment checks based on big data, financial, statistical, and social parameters. Rating2.0™ was specially designed for territories in which there is no credit bureau and thus a lack of consumer credit information. Utilizing social, financial, and demographic information of the clients, the credit risk assessment process is almost seamless – fully mobile and web-based.
- Hybrid (Social and Traditional) assessment process
- Decisions based on Big Data
- Behavioral & Velocity Analysis
- Multinational and Multicultural
- Automated process
- Unique risk assessment approach
- Near real-time decisions
- FICO – not needed!