At the heart of BLender stands the Rating2.0 technology. The uniqueness of Rating2.0 is its ability to perform automated borrower risk assessment checks based on big data, financial, statistical, and social parameters. Rating2.0 was specially designed for territories in which there is no credit bureau and thus a lack of consumer credit information. Utilizing social, financial, and demographic information of the clients, the credit risk assessment process is almost seamless – fully mobile and web-based.

Key Advantages

  • Hybrid (Social and Traditional) assessment process
  • Decisions based on Big Data
  • Behavioral & Velocity Analysis
  • Multinational and Multicultural
  • Automated process
  • Unique risk assessment approach
  • Near real-time decisions
  • FICO – not needed!